Description: The Mortality Improvement Survey Subcommittee of the Society's Committee on Life Insurance Mortality & Underwriting Surveys has completed its report on the results of a survey to examine mortality improvement practices with respect to life insurance pricing in both the US and Canada. A few questions were asked about functions other than pricing.

Description: This report represents the second in a series of studies conducted jointly by LIMRA International and the Society of Actuaries Long-Term Care Experience Committee and focuses on recent longterm care insurance industry persistency results. The study examines persistency experience by reporting on changes in both voluntary lapse and total termination activity for all participating companies during calendar years 2002 through 2004.

Description: This report presents results from the study undertaken during 1993 and 1994 by the Direct Response Persistency and Mortality Task Force. Direct response product experience is presented for persistency, and mortality for both underwritten and guaranteed issue products.

Description: This report describes two methods, an observation-based analysis and an actual to model analysis, to analyze long-term care insurance experience to determine if calendar year trends exist.

Description: This web page describes a report that presents results for industry long-term care insurance persistency.

Description: Report on the second in a series of studies conducted jointly by LIMRA International and the SOA Long-Term Care Experience Committee. The study examines longterm care insurance LTCI industry persistency experience by reporting on changes in both voluntary lapse and total termination activity for all participating companies during calendar years 2002 through 2004. Overall, the results indicate that LTCI persistency continues to increase. However, recent increases have occurred on the group side of the business more than the individual side.

Description: The first Intercompany Study of the Long-Term-Care Experience Committee and the first public report on experience of lives insured under private insurance plans. Includes incidence rates, lapse rates and claim costs. From Transactions of Society of Actuaries 1993-94 Reports

Description: View report on Long Term Care Experience Basic Table Development.